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4 Steps to Avoid Overspending This Holiday Season

4 Steps to Avoid Overspending This Holiday Season

Even if the holidays look different this year, these money saving tips can be super helpful in spending less, controlling your stress and having a great holiday despite all that is going on.

Also, keep in mind you don’t have to overspend on Christmas because this year was so hard. We tend to think things like “I deserve this” or “My kids have taken Covid like champs, so I will give them more this year”. Covid has been awful in a lot of ways but overspending on extravagant gifts does not fix anything.

This is part-2 of a two-part holiday money savings and financial series thanks to our good friend and Financial Coach, Rachael Lopez.

This week’s blog post will be short and sweet since we laid down a rock-solid foundation in last weeks blog.

If you haven’t read it click HERE.

If you want to listen to the podcast version of Part 1 or Part 2 click HERE.

4 Steps to Avoid Overspending on Holiday Gifts

Step 1 Determine how much you are going to spend on each person

Step 2 Put that amount of cash in an envelope. You can have dividers for each person on your shopping list

Step 3 Make a plan for what you are going to get them

Step 4 Shop around to get the best deal after you get their gift and your money is spent. . . .don’t spend any more

The gifts aren’t the only expensive things on the holiday list.

Friends, I have a confession to make, I love fancy food and the Lord knows, fancy food is pricey food. So, not only is gift shopping a challenge but planning out what I am going to cook is challenging because I want it to be amazing!

Is that ridiculous? I’m gonna say no.

Anyway, here is what I have figured out: If I plan my meals ahead and look through my cupboards to see what I already have, then I can save a lot of money here too.

Let’s be honest I could feed a family of 12 for a month with all the stock piled food I have. So, I plan out what I plan to cook. And I only shop if I really need something.

This may sound obvious, but we have all bought things at the store, only to find out that we already have it at home.

Even if the holidays look a little different this year, we will still most likely do something with good food and gifts. Even if it’s on a smaller scale or even virtual, the holidays can still be a fun time.

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